In over your head

Right now I know that things are really tough for people financially. Me for example I do not have a job right now. We moved and I have to find a job because well like everybody else we need money. You know the saying money is not the most important thing in the world but it is way ahead of whatever is in second place. But one thing I don't have to actually worry about is searching out any kind of Credit Card Debt Settlement and for that I am thankful. We have pretty much lived with the fact that if we don't have money for something we don't get it. But I know people out there do need help with the credit cards. Some of these people have just gotten in over their heads. I believe it can actually just sneak up on a person. One day you have a good job and you use your credit card just like you have a thousand times before and wham!!!! The next day or week or month you lose your job due to the stupid economy situation our country is in right now. So now you are left with the decision to pay off the credit cards or to purchase crazy things like food, rent, and electric. That is when you really need to get some sort of professional help. You may have options that you don't even realize you have. You can put a couple of debts together and actually maybe have a smaller payment that the two original debts were when they were separate.